Our Acura lease calculator shows the monthly payment, due at signing and total cost of leasing an Integra, TLX, ADX, RDX or MDX, so you can check a dealer quote line by line.
Acura sits between Honda and the European luxury brands on price. Its leases follow the same formula as any other, but a few Acura-specific details, from the lender to the loyalty perks, can change what you end up paying.
Acura Lease Calculator
Enter the numbers from your Acura dealer’s lease worksheet, or keep the example values to see how a typical lease works, then press Calculate Lease.
Estimates only. The starting values are an example, not an Acura offer. Your dealer’s lease worksheet and your lease agreement list the actual MSRP, selling price, residual value, money factor and fees. Changing the term or mileage moves the residual by an estimated amount.
Acura Financial Services in a Nutshell
New Acura leases are usually written by Acura Financial Services, which is part of American Honda Finance. That connection matters at the end of the lease: Honda’s loyalty rules count a new Honda or an Acura, so returning an Acura and moving into either brand within 30 days can qualify you for a turn-in fee waiver.
Acura Financial Services sets the residual values and base money factors each month. The dealer sets the price and fees and may add a markup to the money factor, so compare your quote with the buy rate for your credit tier.
Example: An Acura RDX-Sized Lease
| Step | Math | Result |
|---|---|---|
| Adjusted cap cost | $45,500 − $2,000 | $43,500.00 |
| Residual value | $48,000 × 56% | $26,880.00 |
| Monthly depreciation | ($43,500 − $26,880) ÷ 36 | $461.67 |
| Monthly rent charge | ($43,500 + $26,880) × 0.00230 | $161.87 |
| Base payment | $461.67 + $161.87 | $623.54 |
| Payment with 7% tax | $623.54 × 1.07 | $667.19 |
The table assumes a $48,000 MSRP, a $45,500 negotiated price, $2,000 down, a 56% residual, a 0.00230 money factor (5.52% APR), 36 months, 10,000 miles a year and 7% tax on each payment. These are example numbers, not an Acura offer. Press Calculate Lease above to see the same deal with fees and the amount due at signing added.
Checking an Acura Quote Step by Step
- Select your Acura. Pick the Integra, TLX, ADX, RDX, MDX or ZDX, or enter another model.
- Enter MSRP from the sticker. Include destination and any packages, such as A-Spec or Advance.
- Enter the selling price. This is the price you agreed before any Acura lease cash.
- Add the residual and money factor from the worksheet, then choose a term and mileage plan.
- Fill in money down, fees and tax. Choose how your state taxes leases.
- Press Calculate Lease and compare the payment, due at signing and total cost.
The Four Numbers That Decide an Acura Payment
MSRP
The sticker price with options. Acura applies the residual percentage to this number.
Selling Price
Your negotiated price. Acura dealers often discount more than Honda dealers, and each $1,000 off lowers a 36-month payment by about $30.
Residual Value
Acura’s residuals are usually solid for a luxury brand, though lower than Honda’s. A higher residual means less depreciation to pay.
Money Factor
The lease rate as a decimal. Multiply by 2,400 for the APR. Acura sometimes offers a reduced rate on selected models.
Acura Sedans or SUVs?
Acura’s two sedans, the Integra and TLX, have lower prices than its SUVs, so they usually lease for less. The ADX, RDX and MDX cost more but are what most Acura shoppers want, and they often get the strongest lease support. The electric ZDX is a different case: EV residuals are harder to predict, so leasing shields you from a drop in value. The federal clean vehicle credit for leased EVs ended on September 30, 2025, so check for Acura lease cash instead.
What to Check on an Acura Lease Worksheet
- Selling price versus MSRP. Your residual is a percentage of MSRP, so any discount lowers the payment directly.
- Money factor. Multiply by 2,400 and compare the APR with the rate you would expect for your credit.
- Add-ons. Look for protection packages or accessories you did not ask for in the cap cost.
- Mileage. Make sure the allowance matches how much you drive.
- Amount due at signing. Compare it with the calculator’s total so nothing is missing.
At the End of Your Acura Lease
You can buy the car for the price in your agreement, return it, or trade into a new Acura or Honda. If you return it, expect charges for miles over the allowance and any excess wear, plus the turn-in fee unless it is waived for loyalty. A pre-inspection a few weeks before the lease ends gives you time to fix chips, scratches or worn tires for less than the lease-end charge.
Sales Tax on an Acura Lease
Each state taxes leases differently. Most add tax to every monthly payment. Some tax all the payments at signing, and a few tax the full price of the car upfront. Choose the right option in the calculator, since on an MDX the difference can be thousands of dollars at signing.
What Is Due at Signing on an Acura Lease
Count on the first month’s payment, the acquisition fee, the doc fee, title and plates, and any cash you put down. Acura ads often show a payment with a set amount due at signing in the fine print. Comparing the calculator’s total cost is the fairest way to judge two offers.
Picking a Mileage Plan for an Acura
Many Acura leases are quoted at 10,000 miles a year. If you drive more, buying miles at signing is usually cheaper than paying overage at lease end. For example, 3,000 extra miles a year over three years at 20 cents a mile adds $1,800 at turn-in. Enter your real yearly miles in the calculator to compare the plans.
Lease or Buy an Acura?
Acuras share Honda’s reputation for reliability, so buying and keeping one for many years is a sensible option. Leasing suits drivers who want the latest technology every few years and a lower monthly payment, and it removes the risk of resale value changes, especially on the electric ZDX. Compare the calculator’s total cost with the cost of a loan, minus the car’s expected trade-in value.
Acura Versus Its Rivals
The RDX is often compared with the Lexus NX, BMW X3 and Audi Q5, and the MDX with the Lexus TX and Volvo XC90. Lexus tends to have higher residuals, while German brands may have higher prices but stronger lease support. Acura often sits in the middle, with good residuals and reasonable discounts. Put each quote into the calculator with the same term and miles.
ADX or RDX: Choosing a Compact Acura SUV
The ADX is Acura’s newest and smallest SUV, priced below the RDX. The RDX is larger, with more cargo space and a more powerful engine, and it has long been one of Acura’s best-sellers. The ADX’s lower price usually means a lower payment, but the RDX may carry stronger lease support in a given month. Run both through the calculator with the same term, miles and down payment, and compare the total cost as well as the monthly payment before you choose.
Leasing an Acura Type S
Acura’s Type S models, offered on cars like the Integra, TLX and MDX, add more power, sport suspension and performance tires. They cost several thousand dollars more than the standard versions, and enthusiast models often hold their value well, which helps the residual. Performance tires wear quickly, though, and worn tires are a common lease-end charge. If you are choosing between a Type S and an A-Spec trim, run both through the calculator with the same term and miles, and budget for a set of tires if you drive hard.
The Integra as a First Luxury Lease
The Integra is Acura’s lowest-priced model, and for many shoppers it is a first step into a premium brand. It shares engineering with the Honda Civic, which helps it hold its value. A strong residual and a low price make it one of the easier Acuras to lease on a budget. Compare it with a well-equipped Civic in the calculator, as the difference in payment may be smaller than the difference in price.
Ending an Acura Lease Early
Ask Acura Financial Services for a payoff quote. Because Acuras usually hold their value, a dealer’s trade-in offer may cover most or all of the payoff. Turning the car in early on its own normally costs an early termination charge.
Insurance and GAP on a Leased Acura
Your lease will require comprehensive and collision coverage and higher liability limits than the state minimum. Get an insurance quote before signing. GAP coverage pays the difference between the insurance payout and the payoff if the car is totaled, so check whether your lease includes it.
A Note on the Numbers
The math here is the standard lease formula, so the result should line up with a correctly built dealer quote. It starts with example values, not an Acura offer, so enter the numbers from your own worksheet for an accurate result.
Frequently Asked Questions
Who finances Acura leases?
Acura leases are usually financed by Acura Financial Services, part of American Honda Finance. It sets the residual values and base money factors for Acura models.
Does Acura waive the turn-in fee?
Loyal customers who lease or buy a new Acura or Honda within 30 days of returning their leased car may have the turn-in fee waived. Ask your dealer to confirm.
Which Acura is the cheapest to lease?
The Integra usually has the lowest payment because it has the lowest price. Incentives change monthly, so compare current offers in the calculator.
Is it worth leasing the Acura ZDX?
Leasing an EV like the ZDX protects you from changes in resale value. The federal EV credit no longer applies, so look for Acura lease cash or a reduced money factor.
Is an Acura lease negotiable?
Mostly, yes. You can bargain on the selling price, ask to drop add-ons and push back on a marked-up money factor. The residual is the one number the dealer cannot change.
What is due at signing on an Acura lease?
Typically the first payment, any down payment, the acquisition fee, the dealer doc fee, registration and taxes.
How is an Acura lease payment calculated?
Subtract the down payment and rebates from the selling price, subtract the residual and divide by the term for depreciation, then add the rent charge and tax.
How many miles do I get on an Acura lease?
Acura leases are often quoted at 10,000 miles a year, and you can buy more when you sign. Your agreement lists the per-mile overage charge.
Can I end an Acura lease early?
Yes. A buyout or a trade-in is usually cheaper than turning it in early, which can bring hefty early termination charges. Ask Acura Financial Services for a payoff quote first.
Is the Acura MDX a good lease?
The MDX is Acura’s three-row SUV and usually has solid lease support. Compare its total cost with the RDX and with rivals in the calculator.