This Nissan lease calculator estimates the monthly payment, due at signing and total cost of leasing a Nissan, from a Versa or Sentra to a Rogue, Pathfinder or Ariya.
Nissan dealers often discount heavily, and Nissan supports many models with lease incentives. Those two things together can produce some of the lowest lease payments in their class, but only if the quote is put together correctly. Use the calculator to check it.
Nissan Lease Calculator
Enter the numbers from your Nissan dealer’s lease worksheet, or keep the example values to see how a typical lease works, then press Calculate Lease.
Estimates only. The starting values are an example, not a Nissan offer. Your dealer’s lease worksheet and your lease agreement list the actual MSRP, selling price, residual value, money factor and fees. Changing the term or mileage moves the residual by an estimated amount.
How Discounts Shape a Nissan Lease
On a lease, the residual is a percentage of MSRP, while the payment is based on the price you negotiate. When the selling price falls well below MSRP, the depreciation you pay for shrinks, but the residual stays the same. With Nissan’s frequent discounts, this effect can be large.
The flip side is that some Nissan models have lower residuals than their rivals. A low residual raises the depreciation, so a big discount on a car with a weak residual may only bring the payment level with a rival that has a smaller discount and a stronger residual. Compare both in the calculator.
Example: Leasing a Nissan Rogue
A Rogue-sized SUV with a $34,000 MSRP, discounted to $31,000, with $1,500 down, a 55% residual and a 0.00240 money factor (5.76% APR), leased for 36 months at 12,000 miles a year with 7% tax per payment. The numbers are an example, not a current Nissan offer.
| Step | Math | Result |
|---|---|---|
| Adjusted cap cost | $31,000 − $1,500 | $29,500.00 |
| Residual value | $34,000 × 55% | $18,700.00 |
| Monthly depreciation | ($29,500 − $18,700) ÷ 36 | $300.00 |
| Monthly rent charge | ($29,500 + $18,700) × 0.00240 | $115.68 |
| Base payment | $300.00 + $115.68 | $415.68 |
| Payment with 7% tax | $415.68 × 1.07 | $444.78 |
The Four Numbers in a Nissan Lease
MSRP
The full sticker price, including destination and options. Nissan Financial Services applies the residual percentage to this number.
Selling Price
The price you negotiate before lease cash. Nissan dealers often discount heavily, and each $1,000 off lowers a 36-month payment by about $30.
Residual Value
The share of MSRP the lender expects the car to be worth at lease end. Some Nissan models have lower residuals than their rivals, which is why the discount matters so much.
Money Factor
The lease rate as a decimal. Multiply by 2,400 for the approximate APR, and compare it with the base rate for your credit tier.
Who Finances Nissan Leases
Nissan leases are usually written by Nissan Financial Services, the brand used by Nissan Motor Acceptance Company in the US. It sets the residual values and base money factors and handles the lease-end process. Nissan sometimes runs subsidized lease rates on selected models, which shows up as an unusually low money factor on the worksheet.
Which Nissan Should You Lease?
| Model | Category | Leasing note |
|---|---|---|
| Versa, Sentra | Small cars | Among the lowest-priced new cars, so payments stay low. |
| Altima | Midsize sedan | Available with all-wheel drive, often with lease offers. |
| Kicks, Rogue, Murano | Crossovers | The Rogue is Nissan’s best-seller and usually has steady lease support. |
| Pathfinder, Armada | Three-row SUVs | Higher prices, so compare residuals across trims. |
| Frontier | Midsize pickup | Pick enough miles if you tow or haul. |
| Ariya, Leaf | Electric | The federal EV credit ended on September 30, 2025, so look for Nissan lease cash. |
Filling In the Calculator
- Vehicle: choose the model, then enter MSRP and the negotiated selling price.
- Lease terms: pick the term and miles, then enter the residual and money factor from the worksheet.
- Money down: add any down payment, trade-in and Nissan lease cash.
- Fees and tax: enter the acquisition fee, doc fee, sales tax rate and how your state taxes leases.
- Lease end: enter how many miles you expect to drive, the excess mileage charge and the disposition fee.
Ending a Nissan Lease
When the lease is up, you can buy the car, return it to a Nissan dealer, or lease or buy a new Nissan. If you return it, charges for extra miles and excess wear apply, along with the disposition fee unless the lender waives it for a new Nissan deal. Ask Nissan Financial Services or your dealer about loyalty waivers before your lease ends, and get a pre-inspection early so you can fix damage first.
Sales Tax on a Nissan Lease
How your lease is taxed depends on your state. Most add tax to each monthly payment. Some tax the total of all payments at signing, and a few tax the full price upfront. Choose the right method in the calculator, because it changes both the payment and the amount due at signing.
What Is Due at Signing on a Nissan Lease
Expect the first month’s payment, the acquisition fee, the dealer documentation fee, title and registration, and any cash down. Nissan ads often feature a low payment with a sizable amount due at signing in small print. The calculator’s total cost puts offers on an equal footing.
Picking a Mileage Plan for a Nissan
A 10,000-mile plan keeps the payment low, but if you drive 12,000 miles a year on it, you will owe for 6,000 extra miles on a three-year lease. At 25 cents a mile, that is $1,500. Buying miles at signing usually costs less. Enter your expected miles in the calculator and compare the plans in the results.
Lease or Buy a Nissan?
Because some Nissans lose value faster than their rivals, leasing can make sense: the lender takes the depreciation risk, and big discounts and lease cash often make the payment attractive. Buying makes more sense if you plan to keep the car well beyond the warranty or drive a lot of miles. Compare the calculator’s total cost with the cost of a loan minus the car’s trade-in value.
Nissan Versus Its Rivals
The Rogue competes with the Toyota RAV4, Honda CR-V and Hyundai Tucson, and the Altima with the Camry and Accord. The Japanese rivals often have higher residuals, while Nissan tends to discount more. Run each quote through the calculator with the same term, miles and down payment to see which is cheaper overall.
Kicks, Versa and Sentra: The Lowest Nissan Payments
Nissan’s smallest models are among the least expensive new cars in the country. The Versa and Sentra are compact sedans, and the Kicks is a small crossover. Low prices mean low depreciation in dollars, so even with modest residuals, the payments can be very low. These cars suit commuters and first-time lessees. Before signing, compare the payment on a lease with the payment on a short loan, since cheap cars sometimes make more sense to buy and keep.
Leasing a Nissan Frontier
The Frontier is Nissan’s midsize pickup. Pickups are often used for hauling, towing and outdoor trips, so mileage and bed wear matter more than on a sedan. Nissan often supports the Frontier with discounts and lease offers, which helps the payment. Choose a mileage plan that covers your real use, consider a bed liner to protect against scratches, and compare the total cost with rivals like the Toyota Tacoma and Ford Ranger, which tend to have strong residuals.
Leasing the Nissan Z
The Z is Nissan’s two-seat sports car. Sports cars are often driven fewer miles, so a low-mileage plan can keep the payment down. Performance tires wear quickly, and modifications like exhaust or suspension changes can lead to lease-end charges, so keep it stock if you lease. If you plan to keep it for many years, buying may cost less overall.
Covering a Leased Nissan: Insurance and GAP
The lender owns the car, so it requires comprehensive and collision coverage and higher liability limits. GAP coverage pays the difference between the insurance payout and the payoff if the car is totaled, which matters most early in the lease when the payoff is high. Check whether your contract includes it.
Ending a Nissan Lease Early
If you need to get out of a Nissan lease early, ask Nissan Financial Services for a payoff quote. A dealer may buy the car out as part of a trade-in. Early returns without a trade-in generally come with termination charges.
Where the Numbers Come From
The calculator uses the standard lease formula: depreciation plus a rent charge, with tax applied the way your state requires. It does not load live Nissan offers, so enter the numbers from your own lease worksheet for an accurate result.
Frequently Asked Questions
Who finances Nissan leases?
Most Nissan leases are financed by Nissan Financial Services, which is part of Nissan Motor Acceptance Company. It sets the residual values and base money factors.
Why are Nissan lease deals so low sometimes?
Nissan often combines large discounts off MSRP with lease cash or subsidized money factors. Because the residual is based on MSRP, a big discount lowers the depreciation you pay.
Is the Nissan Rogue a good car to lease?
The Rogue is Nissan’s best-selling model and usually has regular lease support. Compare its payment and total cost with rivals in the calculator before you decide.
Can I lease a Nissan Ariya or Leaf?
Yes. Leasing an EV protects you if its resale value drops. The federal EV credit ended on September 30, 2025, so any savings now come from Nissan offers.
What happens if I go over the miles on a Nissan lease?
You pay the per-mile charge in your agreement for every mile over the allowance when you return the car. Buying the car avoids the charge.
Which parts of a Nissan lease are negotiable?
The selling price, dealer add-ons and the money factor, if the dealer has marked it up. The residual value is set by the lender and does not change between dealers.
How is a Nissan lease payment calculated?
Subtract the down payment, trade-in and rebates from the selling price, subtract the residual and divide by the term for depreciation, then add the rent charge and tax.
How many miles do I get on a Nissan lease?
Common plans are 10,000, 12,000 and 15,000 miles a year. Extra miles bought at signing usually cost less than overage at lease end.
Can I end a Nissan lease early?
Yes. Buying it, trading it in and returning it early are all possible, though the lender may charge for ending the contract early. Ask for a payoff quote first.
Can I buy my Nissan at the end of the lease?
Yes, at the purchase price in your lease agreement. Buying it avoids charges for extra miles and excess wear.